Idaho Car Accident Settlement Amounts: What Victims Should Know

by: 
 | May 2, 2025,

If you were injured in an Idaho car crash, one of the first questions you probably have is, “What’s my case worth?” The truth is, settlement amounts vary—there’s no one-size-fits-all number. But there are key factors that determine how much compensation you can recover.

What Is the Average Idaho Car Accident Settlement?

There is no official statewide “average,” but most Idaho car accident settlements fall between $15,000 and $100,000. That range depends on the severity of injuries, insurance policy limits, and fault.

In serious cases—such as spinal injuries, brain trauma, or wrongful death—settlements can exceed $500,000 or result in a trial verdict worth much more.

5 Key Factors That Affect Settlement Value

1. Injury Severity

Broken bones, surgeries, and long-term damage drive higher settlement values than soft tissue injuries.

2. Medical Bills and Future Treatment

Settlements include compensation for past and future care. That includes hospital visits, physical therapy, medication, and surgeries.

3. Lost Wages and Earning Capacity

If you missed work or can’t return to your job, your claim should include lost wages and reduced earning ability.

4. Pain and Suffering

Idaho allows damages for physical pain, emotional distress, and loss of enjoyment of life.

5. Fault and Liability

Idaho follows modified comparative fault. If you're found to be 50% or more at fault, you can’t recover damages. Even if you're less than 50% at fault, your compensation is reduced proportionally.

Insurance Policy Limits Matter

Even a serious injury case can settle for less if the at-fault driver only has the Idaho minimum coverage: $25,000 per person / $50,000 per accident. That’s why uninsured/underinsured motorist coverage (UM/UIM) is crucial.

Realistic Example: Soft Tissue Injury

  • Rear-end crash in Boise
  • $3,500 in chiropractic bills
  • Missed 1 week of work
  • Full recovery in 2 months
  • Settlement: $9,000–$15,000

Realistic Example: Serious Injury

  • T-bone crash near Twin Falls
  • Herniated disc with surgery
  • 6+ months out of work
  • $85,000 in medical bills
  • Settlement: $200,000–$350,000, depending on insurance limits

Get a Case Review Before You Settle

Insurance adjusters often lowball injured drivers, especially if they don’t have legal representation. Before you accept any offer, talk to an experienced Idaho car accident lawyer.

We can:

  • Estimate your true case value
  • Protect you from unfair tactics
  • Negotiate a better settlement
  • File a lawsuit if necessary

Related Reading

If you're early in the process, start with What to Do After a Car Accident in Idaho. It covers the immediate steps you should take at the scene and afterward.

Contact BAM Injury Law

Injured in an Idaho car crash? You deserve answers—and fair compensation. Call BAM Injury Law today for a free, no-pressure case review. We’re ready to help you get what you’re owed.

BAM Personal Injury Lawyers - St. George, UT Office BAM Personal Injury Lawyers - Murray, UT Office BAM Personal Injury Lawyers - Meridian, ID Office
KIGAN Martineau
PERSONAL INJURY LAWYER

Kigan Martineau, a seasoned Partner at BAM Injury Law, is a champion for those injured in vehicular mishaps, including car, eScooter, and bicycle accidents. His legal journey is marked by notable victories against major trucking companies like Matheson, UPS, and Swift Transportation, where his strategic litigation has resulted in significant client settlements. 

Notably, Kigan secured the highest settlement in Southern Utah, a record-setting figure that underscores his prowess in the courtroom. His deep-rooted commitment to his clients and his skill in personal injury law have helped recover over $100 million in resolutions, affirming his position as a leader in Southern Utah’s legal landscape.
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