Do I Need a Lawyer If I Wasn't at Fault in a Car Accident?

Even when the other driver is clearly at fault, hiring a personal injury attorney almost always increases the value of your recovery. Insurance companies are not on your side -- they are for-profit businesses whose adjusters are trained to minimize payouts. Studies consistently show that accident victims with legal representation receive significantly higher settlements than those who handle claims themselves.

What Insurers Do When You're Unrepresented

When you contact the at-fault driver's insurance company without an attorney, adjusters use several tactics to reduce your claim:

• Early lowball offers: Insurers often contact unrepresented claimants quickly with fast settlement offers before the full extent of injuries is known.
• Recorded statements: Adjusters ask for recorded statements and use your words to dispute the severity of your injuries or assign partial fault.
• Disputing medical necessity: Insurers argue that some treatment was unnecessary or unrelated to the accident.
• Delay tactics: Prolonging negotiations in hopes that you'll accept a lower offer out of financial pressure.

What an Attorney Does for You

A personal injury attorney levels the playing field:

• Investigates the accident and preserves evidence before it disappears
• Handles all communication with the insurance company
• Calculates the full value of your claim including future medical costs and non-economic damages
• Negotiates from a position of strength, knowing the insurer's tactics
• Files a lawsuit if the insurer refuses to pay fair value

When It's Especially Important to Hire a Lawyer

Legal representation is particularly important when:

• Your injuries required hospitalization, surgery, or extended treatment
• You missed significant time from work
• You have permanent injuries or disabilities
• The other driver's insurer is disputing liability despite clear fault
• Multiple vehicles or parties were involved
• The at-fault driver was uninsured or underinsured

No-Fee-Unless-We-Win Representation

BAM Injury Law represents Utah car accident victims on a contingency fee basis. You pay nothing upfront and no attorney fee unless BAM Injury Law wins your case. There is no financial risk to getting professional representation. Call attorney Kigan Martineau at (801) 839-5652 for a free case evaluation today.