What Is the Average Car Accident Settlement in Utah?

There is no reliable "average" car accident settlement in Utah because every case is different. Settlement value depends on the nature and permanence of the injuries, the clarity of liability, the insurance coverage available, and the quality of the documentation. That said, there are ranges and factors that allow an experienced attorney to provide a reasonable estimate once your medical treatment is complete.

Settlement Ranges by Injury Type (General Reference)

• Soft tissue injuries (whiplash, minor sprains) with full recovery: $5,000 to $25,000 in most cases, depending on treatment length and lost wages.
• Fractures requiring surgical fixation: $75,000 to $250,000+, depending on the bone, recovery timeline, and permanent impairment.
• Herniated disc requiring surgery: $100,000 to $500,000+, depending on surgical outcome and long-term limitations.
• Traumatic brain injury: $250,000 to several million dollars, depending on severity, permanence, and impact on earning capacity.
• Spinal cord injury: $1,000,000+, often limited by the at-fault driver's policy limits.
• Wrongful death: Highly variable. Includes lost future income, loss of companionship, and the deceased's pain and suffering before death.

These ranges are general references only. Do not use them to self-evaluate your claim without consulting an attorney.

What Drives Settlement Value Up

• Clear, undisputed liability (police citation, red light camera, dashcam)
• Consistent medical treatment with no gaps
• Documented permanent impairment rating from a treating physician
• High economic damages (lost wages, future surgeries)
• Egregious conduct by the at-fault driver (DUI, reckless driving)

What Drives Settlement Value Down

• Gaps in medical treatment
• Pre-existing conditions in the injured area
• Partial fault on the victim's part (Utah comparative fault, Section 78B-5-818)
• Low insurance policy limits on the at-fault driver
• Statements made to the insurance company that minimize the injury

Utah PIP and Settlement Timing

Under Utah's modified no-fault system, your own PIP coverage (minimum $3,000) pays first. Settlement with the at-fault driver's insurer typically cannot be finalized until PIP is exhausted and your full medical picture is known.

BAM Injury Law represents car accident victims on a contingency fee basis -- no fee unless we win. Call (801) 839-5652.